Your workforce
Workforce headcount500
Average salary$90,000
Annual turnover15%
Replacement cost multiplier1.0×
Industry benchmark for replacing an employee. 1.0× of salary is a common planning figure; adjust to your own experience.
Contribution design — Safe Harbor
Safe Harbor status built in. No year-end ADP/ACP testing required.
Current vesting schedule
Multi-year schedules return unvested employer dollars to the plan when workers leave early — shown below as forfeited goodwill.
Self-service features
Your plan, in numbers
Estimated annual value · simple modern design
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| What it costs & returns | Annual | How it's figured |
|---|---|---|
| Replacement cost Hiring & training departing roles | — | Headcount × turnover × salary × multiplier. |
| Benefits-tied turnover Share linked to benefits experience | — | 10% of replacement cost (planning benchmark). |
| Total workforce spend Gross annual payroll | — | The pool the plan supports. |
Retention value
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Value retained by improving benefits-driven attrition (40% planning factor).
Administrative value
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Administrative load moved from manual processing to automated recordkeeping.
Total estimated annual value
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Retention value + administrative value — redeployable to pay, savings, or the bottom line.
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Value per employee / year
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HR admin hours saved / year
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Year-end compliance tests
Forfeited goodwill · vesting
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Unvested employer dollars returned to the plan when workers leave early each year.
Cumulative value — 10-year horizon
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